When it comes to choosing, it is essential to think about what best suits your lifestyle. In addition, several other questions that revolve around this decision must be analyzed calmly and rationally. To help you make the right choice between a new and used car, you need to follow sound advice.
Understanding the difference between cost and value
It may sound the same, but knowing the difference between cost and value will help you avoid falling into pitfalls when organizing finances. The former refers to the economic values that have been spent to obtain a certain good or service. Value, in turn, is relative and varies according to the customer's perception.
For example, a certain product costs X to be ready, complete, already evaluating the competition and covering its own manufacturing costs. However, its purchase price may be XX, twice as much. The amount paid by the consumer is in line with his expectations and how satisfied he will feel in obtaining this merchandise. The value is also related to what the supplier sees in relation to the good. For this reason, the value of a vehicle can be analyzed in three main differentiated layers. Understanding these different nuances is fundamental to the triumph or defeat of good financial planning, whether personal or professional.
New vehicles or used cars?
In general, used or semi-new vehicles are the best alternatives for those who want to spend less, or who don't have enough money to buy a new car. However, there are other necessary criteria to analyze before buying a car. Check out the options:
- Look for the best price
Many people end up paying too high a price for a car due to a lack of research and negotiation. To get the most affordable price, call the dealerships closest to you and ask for values. Initially, it is best not to go in person to avoid falling into temptation.
- Plan how much you want to spend.
This is essential to avoid being up to your neck in debt. Evaluate the amount of your assets and other income. Know and limit your expenses, change your habits, save and get rid of the superfluous. Balance your budget to save 20 to 30% on the purchase of your used or new vehicle.
- Test drive the Faça
It's an opportunity to test the actual functioning of the car you want to buy, whether it's new or used. Check the condition of the car and whether it matches your profile; pay attention to engine and brake performance; pay attention to the finish and details of the car.
- Evaluate the devaluation
The depreciation rate for a new vehicle is 10 to 20% during its first year of use. In fact, it already begins to depreciate when it is removed from the store. With semi-new cars, for example, they have a rate well below ZERO km. In addition, when choosing a used car, it is not necessarily necessary to forego comfort or essential items for safety and convenience.
- Add maintenance to monthly expenses
A professional vehicle generates expenses and no one doubts it. These include the maintenance of the service car. Calculate monthly expenses such as: fees, minor repairs, fuel consumption, fines, parking, washing, tolls and others.
- Stay tuned for the latest technological advances.
This is an important factor in the decision to buy a new or used car. Typically, older models have fewer features and other technologies implemented than newer cars. Older vehicles also pollute the environment more and use more fuel.
- Beware of the dealer's reputation
For new or used cars, the ideal is to buy from a dealer of the same brand. The reason is that they are more reliable and can give more guarantees than the neighbourhood car rental companies.the quality of the vehicles is also a point to analyze. It is common to resell cars with high mileage and without proper sorting.
- Preparing bills for fees and taxes
These are actually three taxes that must be paid each year: if you are not up to date with these tributes, you will have problems with the survey.
- Consider partnering for the vehicle.
It is possible to buy a new or used car through the consortium. The semi-new consortium is an opportunity to reduce prices because the rates are much lower than 0 km. Taxes are also lower for this purchase.
- Compare the values between a new car and a used car
Finally, price comparison is important. This is the main advantage when buying a seminovo. For the price of a new car, for example, it is possible to get a more complete vehicle with the accessories that the buyer has always wanted. Moreover, it is important to always remember the devaluation, which you will get rid of when you buy a used car.
- Make a list of your preferences and dreams
If your dream is to get back in a smelly car, remove the plastic from the seats or be the first to sit in the seat, invest in a new car. If that's not a priority and you prefer a good car, but with more affordable values, it's time to evaluate having a used car. After all, your personal satisfaction should always be a consideration.
- Check if this is the best time
Be logical: is this the best time to acquire a property? Are your finances organized? Be careful not to take steps bigger than your legs. In this sense, it is also important to analyze, from an economic point of view, the panorama of the market. The launch of a newer model, for example, may lower the price of the vehicle you are interested in. Don't go too fast and always watch for discounts at dealerships.
In conclusion, it is advisable to carry out a thorough research, especially on the brand, before buying a car, whether it is new or used. Note that reputable brands are recommended, namely, Volkswagen, Renault, Peugeot. Knowing that for a new car or a used car, it is possible to benefit from a guarantee. Don't hesitate to compare the available vehicles offers before proceeding to the purchase.